March 15, 2022
1. Make the most of welcome vouchers
Many credit cards have welcome vouchers and offers. Research has shown that many times they get unused. If the vouchers are mailed physically they seem to get lost and if they are emailed they tend to be forgotten. Make a note of the expiry of these vouchers and claim them appropriately.
2. Earn max rewards points by spending on the right card
When we have multiple credit cards, we just swipe any card without much thinking. Swiping the right card at the right place can prove beneficial in terms of earning reward points as every card has a different reward point scheme for every spend. RUSSH App helps you with the reward point details at your fingertips for all your cards.
3. Keep track of the reward points (they expire!) Credit card reward points do expire! Yes. So keep an eye on the expiry of credit cards reward points. Research has shown that on average 20% of users miss claiming their reward points which eventually get expired.
4. Redeem reward points for the right benefits
One should claim reward points for benefits with the right value. Example: f there is a specific item (say Headphones) you want to claim for a given set of reward points and if the same item is available for online purchase for a much cheaper rate than the value of your total reward points you are required to redeem, then it may not be worth. Recommend to do the basic math and maximize from your reward points.
RUSSH App is designed by credit card users for credit card users. We also share or pass our commission to the users if they apply for a credit card from RUSSH App (www.russh.in)